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The U.S. Federal Reserve System is the central bank for the United States of America. In The History & Function of U.S. Federal Reserve System we take a closer look at how this financial system came to be and the different roles it performs. Learn about the Board of Governors, the Federal Reserve districts, and the Federal Open Market Committee. Meant to keep our money safe and our best interests in mind, the Federal Reserve System gives us a safe, flexible, and stable financial system.